Blog
Cash runway, burn rate, sabbaticals, and surviving job loss — practical guides to know exactly when your money runs out.
Can I Still Buy a House If I Just Lost My Job?
Whether you can technically qualify is one question. Whether your runway survives the down payment and higher monthly carry is the one that actually matters.
Emergency Fund vs. Cash Runway: What's the Difference, and Which Do You Actually Need?
An emergency fund is a target. A cash runway is a measurement. Why the difference matters and how to move from one to the other.
Freelancer Cash Runway: How to Plan When Your Income Is Lumpy
Lumpy invoices, quarterly taxes, and stacked-bill weeks make freelance cash flow brutal. A daily-resolution plan that survives the gaps.
Severance Math: How Far Will Your Package Actually Take You?
Severance is taxed, COBRA kicks in, and the headline number isn't the cash you keep. Convert your package into a real run-out date before you sign.
If You Lost Your Job Tomorrow, How Many Days Could You Survive?
Get your exact survival days: why 3-6 months of expenses isn't enough, and how to calculate your real run-out date.
Laid Off in the AI Wave? Here's How to Know Exactly How Long Your Money Will Last
After a layoff, the first question is: how long do I have? Calculate your cash runway and build a triage plan with our free tool.
Personal Burn Rate: The Number Everyone Should Know Before a Big Money Decision
Your personal burn rate is your monthly spending; your cash runway is how long savings last. How to calculate both and why they matter.
Can I Afford to Take a Sabbatical? How to Calculate Your Cash Runway
You can afford a sabbatical if savings cover your break plus a 3-month re-entry buffer. Here's the math and a free calculator.
How Long Will My Savings Last If I Quit My Job?
Divide your total liquid savings by your monthly expenses to get your cash runway. Here's the full formula, what to include, and how to get your exact run-out date.